PARGamma™

Privacy Policy

Effective Date: January 31, 2026

1. Introduction

PARGamma (“PARGamma,” “we,” “our,” or “us”) respects your privacy and is committed to responsible, minimal, and transparent data practices.

This Privacy Policy explains how we collect, use, protect, and disclose information when you visit pargamma.com, subscribe to or read our research, communicate with us, or inquire about research access, applied licensing, or institutional engagement.

This Policy applies to site visitors, subscribers, institutional representatives, and professional correspondents. If you do not agree with this Policy, please do not use the Site or provide personal information.

2. Information We Collect

a) Information You Voluntarily Provide

We collect information you choose to provide, including:

• Name and email address

• Professional or institutional affiliation (if provided)

• Subscription preferences

• Information included in correspondence or attachments

We do not solicit or require sensitive personal data.

b) Information Collected Automatically

To maintain site security and performance, we may collect limited technical information, such as:

• Browser and device type

• IP address and general geographic region

• Referring pages and session duration

• Pages viewed and navigation patterns

This information is used in aggregate and is not employed for behavioral profiling.

c) Analytics

We use privacy-respecting analytics tools (e.g., Plausible, Fathom, Matomo) to understand site performance and readership trends. These tools:

• Do not track individuals across websites

• Do not use advertising identifiers

• Do not perform behavioral profiling

Where applicable, analytics tools are configured to minimize data collection, disable IP address storage, and avoid persistent identifiers.

3. How We Use Information

We use information solely to support PARGamma’s research and publishing mission, including:

• Delivering newsletters and research content

• Responding to inquiries and correspondence

• Managing subscriptions and reader communications

• Evaluating institutional research access or licensing requests

• Maintaining site security and reliability

• Complying with legal and contractual obligations

We do not sell, rent, or trade personal information.

4. Information Sharing and Disclosure

a) Internal Access

Information is accessible only to authorized personnel involved in research distribution, editorial operations, or institutional engagement, all subject to confidentiality obligations.

b) Service Providers

Trusted third-party providers (e.g., hosting, email delivery, analytics) may process limited data on our behalf under contractual privacy and security safeguards.

c) Legal Requirements

We may disclose information where required by law, regulation, court order, or to protect against fraud, misuse, or harm.

d) Business Transitions

In the event of a merger, acquisition, or organizational restructuring, information may transfer under privacy protections at least equivalent to this Policy.

e) With Your Consent

We share information with third parties only with your explicit consent, typically under written agreement.

5. Data Retention

a) Retention Periods

• Newsletter subscriptions and correspondence: retained while active, or up to five (5) years after last interaction

• Technical logs: up to two (2) years, then anonymized or deleted

• System backups: up to ninety (90) days beyond deletion

b) Anonymization

Where feasible, data is anonymized and retained only in aggregate form.

c) Deletion Requests

You may request deletion of personal information unless retention is legally or contractually required.

6. Data Security

We implement industry-appropriate safeguards, including:

• Encrypted data transmission (HTTPS/TLS)

• Role-based access controls

• Continuous monitoring for unauthorized access

• Secure hosting environments

In the unlikely event of a data breach, we will notify affected parties in accordance with applicable law.

7. Cookies and Tracking

We use minimal cookies limited to:

• Essential site functionality

• Anonymous performance analytics

We do not use advertising cookies, behavioral tracking, or cross-site profiling. You may disable cookies via browser settings; some site features may be affected. We do not currently respond to “Do Not Track” signals.

8. International Data Transfers

If you access the Site from outside the United States, your information may be processed in the U.S. We ensure such transfers occur under lawful mechanisms providing appropriate protection.

9. Your Rights

Depending on jurisdiction, you may have rights to:

• Access or correct personal information

• Request deletion or restriction of processing

• Object to certain processing activities

• Withdraw consent where applicable

To exercise these rights, contact: engage@pargamma.com.
We respond within legally required timeframes.

10. Children’s Privacy

PARGamma does not knowingly collect personal information from individuals under 13 years of age (or the age of majority in their jurisdiction). Requests for removal may be directed to the contact below.

11. Ethical Data Practices

PARGamma adheres to evidence-based, ethical data practices, including:

• Purpose limitation

• No behavioral profiling

• No advertising data use

• Alignment with institutional research standards

12. Updates to This Policy

We may update this Privacy Policy periodically. Material changes will be posted with a revised Effective Date. Continued use of the Site constitutes acceptance of the updated Policy.

13. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of the State of Utah, United States, without regard to conflict-of-laws principles.

14. Contact

PARGamma
Privacy & Data Inquiries
Email: engage@pargamma.com

© 2026 PARGamma. All rights reserved.

PARGamma uses minimal, privacy-respecting technologies to ensure site functionality and anonymous performance insights.
PARGamma provides structural financial research and educational analysis. Nothing on this site constitutes investment advice or a solicitation to buy or sell securities.